Compare plans

Preview: Bargain Plus is $1.95 a month or $19.50 a year and is free during preview. Nothing is charged. Pricing

Cell phone plan calculator

Do the plan math before you switch.

Type in the numbers from the plans you are looking at. Bargain Cellular adds up what each one really costs over 12 to 48 months: intro prices that end, autopay discounts, taxes and fees, activation fees, phone payments and bill credits. Then it tells you what leaving early would cost.

Compare plans Switch checklist

Bargain Plus $1.95 a month or $19.50 a year · Free during preview · what it buys

Worked example (invented numbers)

Two made-up plans, 24 months, leaving after month 12. Not real offers: Bargain Cellular lists no carrier prices.

Example A (low intro price)
Plan, after autopay
$1,335.00
Taxes and fees
$144.00
Paid upfront
$35.00

24 months $1,514.00

$63.08 per month

Example B ("free" phone)
Plan, after autopay
$1,680.00
Taxes and fees
$216.00
Phone installments
$533.36
Bill credits
-$533.36
Paid upfront
$35.00

24 months $1,931.00

$80.46 per month

Leave Example B ("free" phone) after month 12: $533.28 still owed on the phone, $533.28 of bill credits not received.

48months at most, counted bill by bill

9steps in the Switch Checklist

0carrier prices listed, phones sold or commissions earned

What the ad price leaves out

Three checks before you sign anything.

  1. True cost, not the ad price

    Intro prices end. Autopay discounts need autopay. Taxes and fees sit on top. The calculator works month by month, so a plan that starts cheap and rises is counted at both prices.

    Open the calculator

  2. The "free phone" check

    A phone paid over 36 months with bill credits is free only if you stay. Pick a month and see what you would still owe and which credits you would lose if you left then.

    Try the leave-early check

  3. Switch without losing your number

    Nine steps before you move: unlocking, compatibility, the transfer PIN, and why you should not cancel first. Each step cites an FCC guide or is marked good practice.

    Read the checklist

What it costs

Two plans free. Up to six with Bargain Plus.

Free

$0

for 2 plans

  • Compare 2 plans over 12 or 24 months: intro prices, autopay discounts, taxes and fees, one-time fees, phone payments and bill credits
  • The leave-early check: what you would still owe on the phone and which credits you would lose
  • The Switch Checklist, with FCC sources
  • A private Plan Folder that keeps one comparison of 2 plans

Bargain Plus

$1.95

a month, or $19.50 a year (two months free)

  • Compare up to 6 plans side by side
  • 36 and 48 month views, for phones paid over 36 months and two-year price locks
  • A printable month-by-month cost sheet of your comparison
  • A Plan Folder that keeps up to 6 plans

Free during preview: every Bargain Plus feature is on for everyone and nothing is charged.

Bargain Cellular has no phone line and no staff, sells nothing but Bargain Plus, and never asks for your carrier login.