Preview: Bargain Plus is $1.95 a month or $19.50 a year and is free during preview. Nothing is charged. Pricing
Cell phone plan calculator
Do the plan math before you switch.
Type in the numbers from the plans you are looking at. Bargain Cellular adds up what each one really costs over 12 to 48 months: intro prices that end, autopay discounts, taxes and fees, activation fees, phone payments and bill credits. Then it tells you what leaving early would cost.
Bargain Plus$1.95 a month or $19.50 a year · Free during preview · what it buys
Worked example (invented numbers)
Two made-up plans, 24 months, leaving after month 12. Not real offers: Bargain Cellular lists no carrier prices.
Example A (low intro price)
Plan, after autopay
$1,335.00
Taxes and fees
$144.00
Paid upfront
$35.00
24 months$1,514.00
$63.08 per month
Lower
Example B ("free" phone)
Plan, after autopay
$1,680.00
Taxes and fees
$216.00
Phone installments
$533.36
Bill credits
-$533.36
Paid upfront
$35.00
24 months$1,931.00
$80.46 per month
Leave Example B ("free" phone) after month 12: $533.28 still owed on the phone, $533.28 of bill credits not received.
48months at most, counted bill by bill
9steps in the Switch Checklist
0carrier prices listed, phones sold or commissions earned
What the ad price leaves out
Three checks before you sign anything.
True cost, not the ad price
Intro prices end. Autopay discounts need autopay. Taxes and fees sit on top. The calculator works month by month, so a plan that starts cheap and rises is counted at both prices.
A phone paid over 36 months with bill credits is free only if you stay. Pick a month and see what you would still owe and which credits you would lose if you left then.
Nine steps before you move: unlocking, compatibility, the transfer PIN, and why you should not cancel first. Each step cites an FCC guide or is marked good practice.